The uncertain consequences of coronavirus deaths being undercounted for lack of testing - 2020-04-07
[Regarding this story: Staggering Surge Of NYers Dying In Their Homes Suggests City Is Undercounting Coronavirus Fatalities]
I've seen numerous TV interviews with hospital personnel saying that they're not even bothering to administer tests if the symptoms are obvious enough, and just treating patients on the assumption that they have coronavirus. People are also being told to not show up to the hospital unless and until the symptoms are severe enough to warrant hospitalization. This approach, necessitated by exigency, is almost certainly leading to an undercount of diagnosed coronavirus cases and therefore deaths.
Being properly diagnosed will probably matter greatly, though it's not immediately clear how just yet. But it's easy enough to imagine insurance companies or the government denying coverage for coronavirus-related treatment that wasn't diagnosed as such on the basis that it wasn't diagnosed as such, or denying death benefits for that same failure to diagnose.